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Appraisals


What would you do if you looked down at your beautiful ring and realized your diamond is GONE! What do you do now??


In most cases your insurance will not cover the loss of a piece of jewelry or stones from it without having a certified appraisal on file. Most insurance companies require that your fine jewelry be covered on a separate policy, usually in addition to your homeowner's policy. ASK Design Jewelers appraisal services can keep you prepared for this situation.

Apprasial Certificate at Ask Design Jewelers

There are many different types of appraisals. Listed below are the types of appraisal services that ASK Design Jewelers offers, and their definition, so that you may choose the service that best suits your needs.

  • A.) Certified Appraisals:

    A certified appraisal is the type normally required by insurance companies for jewelry insurance against loss of, or damage to the jewelry. ASK Design Jewelers certified appraisals give a complete and detailed description of each item. Normally included are details concerning the type of metal, the size, carat weight, quality, and condition of any stones contained in the piece. These appraisals are completed by our expert gemologist and reflect current replacement values of the jewelry. Each item appraised is also photographed and shown on each appraisal.

  • B.) Estate appraisals:

    This type of appraisal is done for estate settlement purposes. The evaluations used in this type of appraisal are normally a wholesale or liquidation value based on the needs of the parties concerned.

  • C.) Liquidation Evaluations:

    This evaluation is a "cash out today value" of an item. This value can vary greatly based on the type of item being sold, and the level of need, and usefulness of the item to a ready and willing buyer.

  • D.) General Evaluations:

    This evaluation is normally done for a customer's general knowledge of the value of an item. This is a verbal only evaluation. It is a general value of an item without detailed specifics, photos, or paperwork.

  • E.) Comparison Evaluations:

    This is a verbal evaluation done for peace of mind purposes. Occasionally people make an impulse purchase from a questionable source; usually this happens when jewelry is purchased from an unknown on-line source, or in a tourist trap area such as on a cruise. This evaluation will serve as a proper indication to the customer as to the value they received for their purchase. Note: (The most common problems with jewelry from questionable sources are very poor quality manufacturing, questionable stone quality, and insecure stone setting. Highly inflated prices combined with extreme discounting are almost always a sure sign of a poor value.)


DUE TO CONSTANTLY CHANGING PRICES IN GOLD & DIAMONDS, ASK DESIGN JEWELERS RECOMMENDS YOU UPDATE YOUR CERTIFIED APPRASIALS EVERY 3 YEARS.


CONTACT - GET IT APPRAISED OR GET IT UPDATED.

Ask Design Jewelers provides a free certified photo appraisal with every purchase over $1000.00.